I find difficult to believe that people articulate their thoughts. It sounds too slow to be practical for the every day tasks. I have the (surely wrong) impression that people rationalize their thoughts after the fact with words. I can e.g. read poetry in my head with a voice that captures the sounds and the meaning of the words, but if I'm solving a problem there's no way words can keep up. But I can hear me can say Q.E.D. when the problem is solved.
Yeah, same here. My first reaction to GPs question is that there would be no debate. I dislike being stuck behind garbage trucks more than I dislike having to stop at stop signs (aka I dislike variability in my commute, so I'll take a slower, but more consistent route every time) so the choice would always be the route without the risk of frustration.